Discovery Meeting

This initial meeting is obligation free. It’s an opportunity for your senior financial adviser to gain an understanding of your existing financial situation, and to establish whether we have a basis for working together.

In order to fully understand your circumstances, including your assets, liabilities, income and expenses, we will complete a Personal Financial Questionnaire. We will also need other documents such as superannuation statements, tax returns or share and property holdings.

We will begin to discuss your goals and objectives, as well as a realistic pathway and time-frame for reaching them. We aim to give you the confidence that you can achieve your financial goals.

Strategy Development

Once you and your financial adviser have decided that you wish to continue an ongoing working arrangement, we will begin to construct your financial plan by aligning your finances with your lifestyle goals and objectives.

For example, you may want to reduce your tax and boost your superannuation, begin or establish your transition to a retirement income stream, or simply manage your portfolio more actively. We can help you achieve these goals, and many more, by providing a detailed road map to protect and secure your future

Financial Plan Preparation

Once we have devised your financial strategy, we will cement this in writing so that you know exactly what we have recommended, how your money will be invested, how much our services will cost and the ongoing service and care you can expect from us.

This written financial plan is called a Statement of Advice (SoA), and is an important legal document that is also the road map to your financial goals.

Financial Plan Presentation

Once your Statement of Advice has been completed, we will arrange a meeting to take you through our recommendations in a relaxed, low-pressure environment. Our aim is to explain what can be complex concepts and industry jargon in plain English so that you can fully understand how we manage your money.

We will step through the list of recommendations in your SoA, and explain our reasons for making each one and the impact it will have on your financial situation. Each recommendation will be carefully justified, and we may also offer alternatives.

Implementation

If you are happy with our recommendations and are ready to implement them, our highly trained staff will complete the rest of the process for you.

Depending on the complexity of your situation, implementation can take from a few weeks to several months. We will keep you up to date throughout, and have a detailed and active workflow process that is designed to ensure nothing slips through the cracks, so you don’t have to worry.

Ongoing Review

Life is constantly changing, and so are the laws and regulations that may affect your financial situation. Once our recommendations have been implemented, we will to monitor your finances so that they stay on track, and will continue to help you work towards your financial goals.

Typically, your adviser will need to meet with you every four to six months, or at an interval convenient to you. In addition to these meetings, you are encouraged to call or email us with any queries regarding your financial decisions or situation.

Our service is based on developing a quality relationship so that we can add genuine value to your changing situation, whatever the circumstances. This gives us the professional satisfaction of a job well done, and gives you the confidence and peace of mind that you are supported, every step of the way, by expert staff whose sole purpose is to help you secure your financial future.